Some people overthink things & end up disseminating misinformation that's cloaked in half-truths.
If you're using Monero & you want to be fully private - you have to take the same exact steps you would have to using Bitcoin.
The dumb part,
You don't have exit liquidity, and a smaller anon set.
You also don't have the same breadth of self custody tools.
Not to mention all the protocol level issues that are not really solvable.

