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"content": "\"It's not just about doing things faster or cheaper.\"\n\nTom Zschach, Chief Innovation Officer at SWIFT, speaking at Digital Asset Summit 2026, cut through one of the more persistent assumptions in digital assets, that better technology alone will drive institutional change.\n\nBut institutions aren't waiting for faster rails. They already operate at scale. What they need is assurance, knowing exactly how a transaction behaves across jurisdictions, how it's governed, and what recourse exists if something fails.\n\nThe structural takeaway:\n✅ Institutional barriers are legal, not technical\n✅ Certainty defines adoption readiness\n✅ Governance frameworks outweigh performance gains\n✅ Stablecoins improve rails but not trust layers\n\nUntil these conditions are met, stablecoins may enhance infrastructure, but they won't displace the systems institutions rely on to manage risk and enforce outcomes.\n\nFollow / Repost - Johnny for grounded insights on how digital assets are reshaping finance and how to ledger them. #thejohnnycrypto #bitcoin #Stablecoins #staking #BTC https://blossom.primal.net/1c550165b18df7cdf6287748c7f08314638b6f2f86cd3a6fdb1d656bdfcbe02e.jpg ",
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