well
ii've had abotu 10k total debt charged off over 7 years ago so it ain't on my credit no more, but that's all i did, i'm actually paying on one of them, but htat's it. in fact it's the previous apartment i lived in remodelled hte place and sent me a bill and i told them to fuck off, that is causing the bank to not loan me for a house cuz even tho i'm not paying that debt, they still have to factor if i could afford the monthly payment as if i was.
