It's going to hurt. Families completely messed up (again). All of that until you learn that LN is quite traceable with the right tools, which are easy to purchase on state-level.
Before you call me a fan boy for monero, just note that I was one of the first people mining that fedcoin back in 2009 with very similar beliefs to yours. That was the reason why we pushed it up on the first place.
Merchant adoption should never be an argument, otherwise we'd all use paypal. Economic density is debatable, since there are factually more daily real transactions happening on the monero blockchain than that fedcoin because real people do use it on the streets.
If you'd know me better, you'd see I pass quite some time researching newer technologies and supporting people that build them. Monero delivers everything that was dreamed from a crypto but isn't the only game in town. You'd find me more often being a fan for BEAM (tokens on top of a private chain) or SIGNA (not private) because the concept of mining with disk space rather GPUs is quite something special for me.
Do your own research. I couldn't care less about whichever crypto is used, but we should care when people will get persecuted because it lacks privacy.