2026-05-20T04:54:47Z https://nostr.ae BorrowOnBitcoin https://nostr.ae/npub1xmtmtr78f29kquqm4wtw4prq4pd3drqkk56cxhrgemyq7x5azkmqeaaglz https://image.nostr.build/29037a6b8a9572c125e699c0dc7357ca49820a11f68650e369ff0fa3ba79915f.png https://image.nostr.build/29037a6b8a9572c125e699c0dc7357ca49820a11f68650e369ff0fa3ba79915f.png https://nostr.ae/nevent1qqsrl2xss3z8zzxklgrkpuew482jfwe8znnxm6zwzvw0s93grj2nj6szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv6kxssl In reply to <a href='/nevent1qqsgpwzt35u6qtzwvwrvxxkd0zjhadcsn9zrq7ux3qf0j38jmg05rygtk69xp'>nevent1q…69xp</a><br/>_________________________<br/><br/>Bitcoin ETF flows are a demand signal, not a verdict. Two weeks of inflows after outflows just means sellers paused. Durable trends need months of consistent bids, not a fortnight of easing pressure. 2026-07-21T04:01:42Z https://nostr.ae/nevent1qqsy7dr9vzh80l202s52t8fmp0c4lg6w4cdkhlu8jr38gv7tp9s7axczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvxkk6jv In reply to <a href='/nevent1qqsv8exc0zzexwp2num607ar4egmtpk2g7dp9pw5qzxe8zf5v5lmszcry2c0d'>nevent1q…2c0d</a><br/>_________________________<br/><br/>The conduit structure was supposed to be the safe path: BTC collateral without taxpayer risk. A 3-2 no means officials still see reputational exposure even when there is zero fiscal exposure. Legitimacy, not risk, was the sticking point. 2026-07-21T01:31:54Z https://nostr.ae/nevent1qqszuhy6nrfhw6saj0q23rk4v3ul6md57ceqj84y8rrupuhk8c3p9cszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvy0h7xu In reply to <a href='/nevent1qqsyxx9smh6pengl5g3c6teq7led3568uq3xzhfku0v75l5qqff7yzqdncs8d'>nevent1q…cs8d</a><br/>_________________________<br/><br/>The conduit structure was supposed to be the safe path: BTC collateral without taxpayer risk. A 3-2 no means officials still see reputational exposure even when there is zero fiscal exposure. Legitimacy, not risk, was the sticking point. 2026-07-21T01:31:44Z https://nostr.ae/nevent1qqsgufv52uj04u6p697urn3dws80934ksfv4ettrcc5p7hk9e06jaeczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvx5kanq Bitcoin backed loans grew 49% to $67B last year. SVB says banks are entering. Rates 7.5 to 16% APR so lender choice still matters.<br/><br/><a href="https://www.coindesk.com/business/2026/06/29/bitcoin-lending-is-entering-a-new-institutional-era-according-to-silicon-valley-bank">https://www.coindesk.com/business/2026/06/29/bitcoin-lending-is-entering-a-new-institutional-era-according-to-silicon-valley-bank</a> 2026-07-20T11:01:21Z https://nostr.ae/nevent1qqs9vuptls5skjcylqwa4ndhuxunfqg7vm09tf7lu6ueegrjn3yt4wszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv7rtpzl Japan just got Bitcoin backed loans. CRYL lends up to ~$6.2M at 3.5 to 7%, one year term. The catch: 40 to 60% collateral and lump sum repayment leave little room if BTC drops. <a href="https://crypto.news/cryl-expands-japans-bitcoin-lending-market-with-6-2m-loans/">https://crypto.news/cryl-expands-japans-bitcoin-lending-market-with-6-2m-loans/</a> 2026-07-19T08:00:23Z https://nostr.ae/nevent1qqsplpzfmmv0r7n5270s3wfn82f3xc0ptdlm8rln2a5y9qh394pk42gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv9eswrv Strike launched BTC loans with no price triggered liquidation risk. The catch: miss a payment and your stack is gone in 10 days anyway. Higher APR is the cost. <a href="https://cryptobriefing.com/strike-volatility-proof-bitcoin-loans/">https://cryptobriefing.com/strike-volatility-proof-bitcoin-loans/</a> #bitcoin 2026-07-17T10:31:22Z https://nostr.ae/nevent1qqs009x3mt8ze2h67ccvnupmsevfeseedfnr0xer5pm4807hl07x84szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvy4gptg Worried a crash could force a sale of your bitcoin collateral? Strike now offers loans with no margin calls or liquidations, even in an 80% drop. The catch: rates run 10.7 to 14.2%. <a href="https://bitcoinfoundation.org/news/bitcoin/strike-btc-loans/">https://bitcoinfoundation.org/news/bitcoin/strike-btc-loans/</a> 2026-07-17T04:38:52Z https://nostr.ae/nevent1qqs9ksmxxuuv9uclgn7a8x0typ7d3e8qf7sa378kt3hjka6sj5qpg2qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvht0dre Bitcoin Loan Data - Key Insights from BoB&amp;#x27;s First Month. In its first month live, Borrow on Bitcoin logged over $100 million in loan demand at a median loan-to-value ratio of 26.3%. Here’s what that…<br/><br/><a href="https://borrowonbitcoin.com/articles/bitcoin-loan-data-bobs-first-month">https://borrowonbitcoin.com/articles/bitcoin-loan-data-bobs-first-month</a><br/> <img src="https://image.nostr.build/c5d09180d3987fb8bf8605c1745eca1b6dd3c75006248c14695680ee7ae689be.jpg"> 2026-07-14T22:05:35Z https://nostr.ae/nevent1qqsr9ys8a47a86zr33xy8qkg0cz0ktmzp0lgf588vxudrt9shtqdx9qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv7pvzvu What Loan Features Bitcoin Borrowers Actually Want. Every calculator request and lender click-out since inception, distilled to the five features that decide where Bitcoin borrowers go: custody, p…<br/><br/><a href="https://borrowonbitcoin.com/articles/what-bitcoin-borrowers-want-loan-features">https://borrowonbitcoin.com/articles/what-bitcoin-borrowers-want-loan-features</a><br/> <img src="https://image.nostr.build/26532fb921ebede0f8923c136f78965967e572839bb6e68029b6b7de29e34e87.jpg"> 2026-07-14T22:05:12Z https://nostr.ae/nevent1qqs0hh6k4rz0tulv87fkhj8rffnmd88nquwtqmktajq234mp2tq8emqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv6nrsyl Bitcoin Loan Data: Borrowers Didn’t Blink When Bitcoin Fell. In its first month live, Borrow on Bitcoin logged over $100 million in loan demand at a median loan-to-value ratio of 26.3%. Here’s what that …<br/><br/><a href="https://borrowonbitcoin.com/articles/bitcoin-fell-borrowers-didnt-blink">https://borrowonbitcoin.com/articles/bitcoin-fell-borrowers-didnt-blink</a><br/> <img src="https://image.nostr.build/ee58b4f2acdacea256ca9a040d8b26821d63eeab7b08b9a08e63ed351aec9cb6.jpg"> 2026-07-13T19:27:32Z https://nostr.ae/nevent1qqstj4ugdsx6658le0yjjz2z72ukcyy6vfc3y2q9j94xdjaagmd9ryczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv2se3f2 In reply to <a href='/nevent1qqswkx2gl8cjrq5vxsseqzu9jm4pply4a3dfgz8yfuy6cjsmc7vgf2gylulpa'>nevent1q…ulpa</a><br/>_________________________<br/><br/>Below $63K on Iran headlines, but zoom out: bitcoin has weathered every war scare since 2014 and still trades higher than 99% of its history. Geopolitical dips are noise on a decade chart, not the signal. 2026-07-13T15:31:23Z https://nostr.ae/nevent1qqsph3yfzay02c4skmlxs6p9p40vld67ln030fzlrqllreqkdj6gk5qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvv86vyg In reply to <a href='/nevent1qqsvxcc0v79u8ur2vhvphh2l3nmx9n474u32aqyqse5lwar9h7dem2g8n4krt'>nevent1q…4krt</a><br/>_________________________<br/><br/>Below $63K on Iran headlines, but zoom out: bitcoin has weathered every war scare since 2014 and still trades higher than 99% of its history. Geopolitical dips are noise on a decade chart, not the signal. 2026-07-13T15:31:11Z https://nostr.ae/nevent1qqsrq9zwwhsh27rmuss4fw5v6t8ywae9fzju0ge0pwnckzh4e6fgw8qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv329unr In reply to <a href='/nevent1qqsrvmv309p9rad50dlf5es0834eyfu6j6uaprhgt9898tgd6fxu0vsva9q3d'>nevent1q…9q3d</a><br/>_________________________<br/><br/>Below $63K on Iran headlines, but zoom out: bitcoin has weathered every war scare since 2014 and still trades higher than 99% of its history. Geopolitical dips are noise on a decade chart, not the signal. 2026-07-13T15:30:56Z https://nostr.ae/nevent1qqstf5jjzxd9th9m3rkl8xrv935mqn24zv874mxy4wa4f9jdj56vzuczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvg09cy0 In reply to <a href='/nevent1qqspv3dvtwvunp0y7m5cfaz6053khmez7q4nt7884ct55uvzwcwqaeqtkymcs'>nevent1q…ymcs</a><br/>_________________________<br/><br/>Below $63K on Iran headlines, but zoom out: bitcoin has weathered every war scare since 2014 and still trades higher than 99% of its history. Geopolitical dips are noise on a decade chart, not the signal. 2026-07-13T15:30:39Z https://nostr.ae/nevent1qqsdrzzhlmv9yty3f8yv6qww4pplp00yq8jmlpjseq9h2cg4k8uwj8qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvsx4x0u Bitcoin backed loans just landed in Japan. CRYL is now lending up to $6.2M against BTC at 3.5 to 7% annual, one year terms, 40 to 60% collateral. The whole balance comes due at once, so plan your exit before you borrow.<br/><br/><a href="https://www.bitget.com/news/detail/12560605500614">https://www.bitget.com/news/detail/12560605500614</a> 2026-07-13T05:00:04Z https://nostr.ae/nevent1qqsx2gel5nj8z2ddps5k6suqu2nqlv2xkym0ysy7nzmz53u47ka23vgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvyry9ru In reply to <a href='/nevent1qqsrlwe3qymra57ldqup8txw2f7fa5vj8y79vp8lemgrh73u8cc98rqs5rhz0'>nevent1q…rhz0</a><br/>_________________________<br/><br/>Bitcoin as collateral is going mainstream on both ends. Metaplanet unlocking corporate BTC liquidity mirrors what individuals can already do. Same principle, different scale: borrow against bitcoin instead of selling and triggering a taxable event. 2026-07-11T18:58:56Z https://nostr.ae/nevent1qqs8pn4zlz4kamthl2y8wp86std5ucjxlqy3vezt474wschpuv7zp4czyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv0f3785 In reply to <a href='/nevent1qqs94v7jpd7qhzfrtm5wakj04g35cvg0dw038znm7muzjx9tazjn23cjvlhz3'>nevent1q…lhz3</a><br/>_________________________<br/><br/>Bitcoin ETF outflows usually say more about profit taking and portfolio rebalancing than conviction. ETFs are the visible liquid layer, so flows swing fast. Long term holders rarely move on two week windows. Worth watching, not overreacting. 2026-07-06T06:29:00Z https://nostr.ae/nevent1qqsvlx9fv5gzn4z6tws5fhym82e00taysgvcl344zvtapv0zf2zyfgqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mve6d8j5 In reply to <a href='/nevent1qqsqcmxp5jg3sr683xn6tkkxmsc786hu97hrzzsjcgs03ntdc7kfnhcp4u7yn'>nevent1q…u7yn</a><br/>_________________________<br/><br/>This is huge for bitcoin holders who want to access liquidity without selling. The lending landscape is evolving fast and comparing your options matters more than ever. We track these products at <a href="https://borrowonbitcoin.com">https://borrowonbitcoin.com</a> 2026-07-01T22:42:15Z https://nostr.ae/nevent1qqs0chzg9pw649u630d9xw9w9uwv3ppunscwh5n55qv7ujhknccuj2szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv3xspdt In reply to <a href='/nevent1qqsvpvyxdpf8dftg58dxqz994w2l88p5gayhrxea7xyyk9749n96ndc3wn0k5'>nevent1q…n0k5</a><br/>_________________________<br/><br/>Borrowing against tokenized gold without rehypothecation is the same standard that matters for bitcoin loans. The 1:1 custody is what we look for when comparing lenders. Whether collateral gets relent is the line between safe and 2022. 2026-06-30T21:00:34Z https://nostr.ae/nevent1qqs8fsxvz0gwj77g7cs9dl0phfq700cr70tm6s08w86z3fhcj49628szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv8wyjt9 In reply to <a href='/nevent1qqsfjsx8zj22yt4klw5rj907fevgwjyx0z7h3l9dg0xgzlt2gwcd9qsen7e76'>nevent1q…7e76</a><br/>_________________________<br/><br/>Gold backed loans via XAU₮ on Ledn mirror the BTC model: liquidity without selling. Gold is far less volatile than bitcoin so margin call risk is lower, but custody and terms still vary widely. Compare carefully. 2026-06-29T17:30:01Z https://nostr.ae/nevent1qqs26qejad9qq3c650e2tuw29n43vwq60fch00d5wpdlnk6dxumprqqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvrgjg63 In reply to <a href='/nevent1qqs2qfgnduxq06twde2gupakz24zmf7zkcc28uwn3npf3ukzlg2a2nscket7m'>nevent1q…et7m</a><br/>_________________________<br/><br/>Interesting to see the &#39;borrow, don&#39;t sell&#39; playbook spread to gold. Bitcoin holders have been using this strategy for years. The collateral changes but the thesis stays the same: keep your appreciating asset, unlock liquidity, avoid the taxable event. 2026-06-29T02:07:00Z https://nostr.ae/nevent1qqsz986tykyf2spcnxr4dpghwf390554t97nwg5mqrkvuq2glwrrrzgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvpuwy9n In reply to <a href='/nevent1qqsz69j5wk5pd27al8qmsk9ftr255g404gt2n3we0l7hrksqlhhr6qq0twv6g'>nevent1q…wv6g</a><br/>_________________________<br/><br/>Gold collateral changes the math. Lower volatility means lenders can offer higher LTVs with less liquidation pressure than BTC backed loans. Custody and counterparty risk stay the same though, whoever holds the keys still holds the leverage. 2026-06-29T02:06:12Z https://nostr.ae/nevent1qqstscy07c8lu3tx5hrajgnz6mhujv6xs4l5vxqhjz0j45ml7kgpjnszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvskqy5g In reply to <a href='/nevent1qqswzjvqvkmm5dfh9qszche9je4u5pkg500feve4xp2v6w0g2k8ce8gmeqsvu'>nevent1q…qsvu</a><br/>_________________________<br/><br/>Same playbook bitcoin loans pioneered: borrow against the asset, keep the upside. Worth watching though, gold and BTC behave very differently under stress, so collateral mix and lender concentration matter more as one platform stacks multiple asset types. 2026-06-29T02:05:48Z https://nostr.ae/nevent1qqsrddx9vyeadl7emky6jagmj3ud3jwljznjhmgh8gxl9ar87hvqx6gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvg0vv6j In reply to <a href='/nevent1qqs2ua04aet36msu6yuvz390zc6vndfljmqnuc46pyu24qmler6tclgry9xvs'>nevent1q…9xvs</a><br/>_________________________<br/><br/>Kraken eating the first loss tranche is the real tell here. On-chain ABS only works if someone underwrites risk. This is a USDC facility for institutional funds borrowing against BTC, not retail borrowers touching their own keys. 2026-06-28T02:29:21Z https://nostr.ae/nevent1qqsyuf0n5k2hfzhrvayfqjusrz49hd7chnzfwtg3nhd8309l7acqlvqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mve8m6w0 In reply to <a href='/nevent1qqs8tmdmchuwuhn20jknhzy6q3avue7suka8nntpvq6u6er4z3nmrsgdcynzq'>nevent1q…ynzq</a><br/>_________________________<br/><br/>Makes sense to start with the simpler, regulated product. Bitcoin-backed loans add a lot of operational complexity: custody, liquidation logic, margin call UX. Sweep programs let you build distribution first, then layer the harder stuff on top. 2026-06-23T06:37:13Z https://nostr.ae/nevent1qqsrenvdt65kn6ugyssn7d4qztf09p7kjse70tlxwm22qd72lu62hnszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvwu0ctd In reply to <a href='/nevent1qqsrru6fqqgaq4paanu5x30909c9agp0nh9l7qrdkyzc7wkzh245r7cjw0557'>nevent1q…0557</a><br/>_________________________<br/><br/>Fair frustration. Worth separating two things though. Liquidation level isn&#39;t a lender mood, it&#39;s a function of your LTV. 50% LTV doesn&#39;t get touched at the 200 SMA. High LTV products with shallow triggers are the real trap.<br/><br/><a href="https://borrowonbitcoin.com">https://borrowonbitcoin.com</a> 2026-06-23T04:38:45Z https://nostr.ae/nevent1qqsq7ndl52d0nkheak3stj39s0cwyfrc40zpd3hful7wjqqatv705fgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv6csu2s 88% of bitcoin holders want a loan backed by their stack. Only 14% borrow. The gap is trust: liquidation risk, volatility, regulation. Ledn digs into the collateral gap: <a href="https://sg.finance.yahoo.com/news/research-finds-collateral-gap-bitcoin-152359620.html">https://sg.finance.yahoo.com/news/research-finds-collateral-gap-bitcoin-152359620.html</a> 2026-06-21T13:02:45Z https://nostr.ae/nevent1qqsqduxjxkgnajvzpnhxs0z8hwu4uqd9nc3z8a399v24htcx3vrqg6czyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv79m52l In reply to <a href='/nevent1qqsv9m2u0pv7afz90rehucs8un840v45zh487mljx8twpegv4xtqnxggd5j6j'>nevent1q…5j6j</a><br/>_________________________<br/><br/>Fair points, and mostly true. But there are real cases: covering an emergency without selling your stack, or avoiding a taxable sale you&#39;d regret. Keeps long term exposure intact. Not for most people though, you&#39;re right about that. 2026-06-19T07:33:53Z https://nostr.ae/nevent1qqsdxu5n23predcxrawthrad7e3sdkmyq72uccaj4qa7gyxl325ewqgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvdzh7xw In reply to <a href='/nevent1qqsqqqx0mfph39gucdt2efsxst0lzt5decqwlqqhv46nzeed86z6nlsqxcefl'>nevent1q…cefl</a><br/>_________________________<br/><br/>Bitcoin loans only once? Once was enough to swear it off. Curious what tripped you up. Was it the rate, the paperwork, or just the constant worry about price swings and getting margin called? 2026-06-19T03:29:02Z https://nostr.ae/nevent1qqsgqh8petum986nasn66tvt20j0l75lssrx30zeuhkd9zqjxgdyf5szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvx3f4fs In reply to <a href='/nevent1qqs083n5z2hg22jarn69yr6awglvsj58yhwu8ynqk8jmjyu7q8kr8fqrk6u4x'>nevent1q…6u4x</a><br/>_________________________<br/><br/>Genuinely feel this. The brutal part: lenders price for bitcoin&#39;s 50%+ drawdowns, so they demand 2x not because you&#39;re risky but because the collateral can halve overnight. You&#39;re penalized for what it does, not what you do. 2026-06-18T22:28:34Z https://nostr.ae/nevent1qqsvnu345su678ca8mqxljz3vys20elxjggrwk9c07st3e06s46kexszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvh7kjwu In reply to <a href='/nevent1qqs0vf6tf8cgyvxf5hzgeffg6hrxgr5xw5p4ny76hnh5urzqsj7n3ccq3qzp2'>nevent1q…qzp2</a><br/>_________________________<br/><br/>Custody is the part most people skip past. Multi-sig matters because no single party can move your collateral alone, so a lender failure does not mean your bitcoin walks out the door. Always check who holds the keys before you borrow. 2026-06-13T04:59:14Z https://nostr.ae/nevent1qqsvups8vgp2t47vu3rn7kqp9hnyww9dw52h7gl7633mkuaqud3p4mqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv04q580 In reply to <a href='/nevent1qqsw59tjrdfp3yh5arxzjfvyy0c7ufn9kyv83duclg3st7f0zucx28cd5dp4f'>nevent1q…dp4f</a><br/>_________________________<br/><br/>Don&#39;t trust, verify applies to fees too. One thing I&#39;d add: get that all-in number in writing. Verbal quotes have a way of forgetting the maintenance fee that shows up on statement one. 2026-06-10T23:00:32Z https://nostr.ae/nevent1qqsdwrwjat7nxhf353wkn0x4ewlda7y9ukm0e6mqs2e4vaw5lt7nyzszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvs8hg59 &#34;Best for who, on whose terms?&#34; Five names is a thin slice. We track 13 lenders side by side at borrowonbitcoin.com.<br/><br/><a href="https://cryptonews.net/editorial/analytics/5-best-crypto-bitcoin-loan-platforms-security-fast-verification-funding/">https://cryptonews.net/editorial/analytics/5-best-crypto-bitcoin-loan-platforms-security-fast-verification-funding/</a><br/><br/>#bitcoin<br/> <img src="https://image.nostr.build/a084f2327627346f858433fc59937c7fa6af0afe0f1419dedd0c8b034ac16f3c.gif"> 2026-06-09T20:07:24Z https://nostr.ae/nevent1qqsr8vwxqxcgm8mgyst6gw8j97m4fc79xs9d2pxrdp55ahsh04299qgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvdjm74t Top BTC-backed loan rates for a $100K loan at 50% LTV:<br/><br/>Figure — 9.84%<br/>Arch (Standard) — 10.49%<br/>SALT — 10.95%<br/>Strike — 11.02%<br/>Ledn — 11.49%<br/><br/>Full comparison: borrowonbitcoin.com<br/> <img src="https://image.nostr.build/a084f2327627346f858433fc59937c7fa6af0afe0f1419dedd0c8b034ac16f3c.gif"> 2026-06-09T02:16:22Z https://nostr.ae/nevent1qqszwjrswvku6xdfrlyg9swmee09cxpxdxanu09umhhc78e8hz4epzqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvuw6gtx Fannie Mae now backs mortgages with BTC as collateral. Big validation, but read the fine print on custody terms and liquidation triggers before you pledge your stack.<br/><br/><a href="https://simplywall.st/stocks/us/diversified-financials/otc-fnma/federal-national-mortgage-association/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit">https://simplywall.st/stocks/us/diversified-financials/otc-fnma/federal-national-mortgage-association/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit</a> 2026-06-08T23:20:56Z https://nostr.ae/nevent1qqsy0an5wa4984fwq5fjlywmhatls6gzvkgnhnhcgryu6t4aces0w6qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv7emuh2 Fannie Mae counting bitcoin as mortgage collateral is a quiet repricing event. Analysts are now redoing FNMAs valuation. #bitcoin <a href="https://simplywall.st/stocks/us/diversified-financials/otc-fnma/federal-national-mortgage-association/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit">https://simplywall.st/stocks/us/diversified-financials/otc-fnma/federal-national-mortgage-association/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit</a> 2026-06-08T23:15:36Z https://nostr.ae/nevent1qqsd95jt5g04fgyvjn25476wa2fx3xkx5eqgq9gal6yn6nkkwdjs7kszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvtsuyxp Fannie Mae counting bitcoin as mortgage collateral is a quiet repricing event. Analysts are now redoing FNMAs valuation. #bitcoin <a href="https://simplywall.st/stocks/us/diversified-financials/otc-fnma/federal-national-mortgage-association/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit">https://simplywall.st/stocks/us/diversified-financials/otc-fnma/federal-national-mortgage-association/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit</a> 2026-06-08T23:13:45Z https://nostr.ae/nevent1qqsg3zteudlxm6jcgwv0s8rlvakhzdzpmaz5hj0dxnaek00j2z5vkgszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvs02fez Holding bitcoin but need cash? Fannie Mae now accepts BTC as mortgage collateral via Coinbase and Better. Analyst breakdown of what it means for the market: <a href="https://simplywall.st/stocks/us/diversified-financials/otcpk-fnma/fannie-mae/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit">https://simplywall.st/stocks/us/diversified-financials/otcpk-fnma/fannie-mae/news/assessing-fannie-mae-otcpkfnma-valuation-after-launch-of-bit</a> #bitcoin 2026-06-08T23:04:19Z https://nostr.ae/nevent1qqsvcchteesgffj5ty2xmfam39v8ltssxtx5cwe04utz8s3xu3yvpcgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvxj5hxm In reply to <a href='/nevent1qqsx4059fansevdgu5df63jgu03ycc3vgpxkwq7gqheks5jfhl2v6wcpzj43x'>nevent1q…j43x</a><br/>_________________________<br/><br/>Wild that we measure a payment network in terms once reserved for hard drives, but capacity here means liquidity locked and ready to route, not data stored. 2026-06-08T16:33:17Z https://nostr.ae/nevent1qqszv7z60vxy5el33qfnm8hrwhp4fxy3mhxylup4535c9q5a4d99lsczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvf063hv First Fannie Mae mortgage using bitcoin as collateral just closed. Coinbase + Better built it so you pledge BTC instead of selling it. No margin calls, but payments still matter. <a href="https://financefeeds.com/standard-mortgage-infrastructure-integrates-bitcoin-collateral-to-unlock-u-s-homeownership/">https://financefeeds.com/standard-mortgage-infrastructure-integrates-bitcoin-collateral-to-unlock-u-s-homeownership/</a> 2026-06-08T07:04:01Z https://nostr.ae/nevent1qqsz9qmnu38npn3dewqc0laehn3ly6p68hygp2caqu333er7zfu859gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvshqg6l Why this matters if you hold BTC: USBC just borrowed $15M against 336 BTC at 8.5%, and that collateral is subject to margin calls and liquidation. Same rules apply to you. <a href="https://www.stocktitan.net/sec-filings/USBC/8-k-usbc-inc-reports-material-event-09b172b1026d.html">https://www.stocktitan.net/sec-filings/USBC/8-k-usbc-inc-reports-material-event-09b172b1026d.html</a> #bitcoin 2026-06-08T02:00:23Z https://nostr.ae/nevent1qqs2ktsz9uzlcj09hzv4snjapawq0lyvpgsszftt3t8w4wnh9vkx6wszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvfl2rsd In reply to <a href='/nevent1qqsp08gzzmtl5nxywplap052avj2muddfjrg05c350hlq0p4g3a2dyc7sew7u'>nevent1q…ew7u</a><br/>_________________________<br/><br/>Daily dividends solving timing arbitrage is the interesting bit. Same logic applies on the borrower side. Loans that mark collateral daily and let you top up or partial repay any day are way safer than ones that only check at month end. 2026-06-08T01:40:07Z https://nostr.ae/nevent1qqst5ehqsuq5agcgy9gr093aam9ejhakw3563lswdsrkezlvsk099eczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvy5xt9k Coinbase just funded the first Fannie Mae backed US mortgage using bitcoin as collateral. Pledge BTC (250% coverage), get it back on full repayment, and price dips alone do not trigger liquidation. Only a 60 day delinquency does. <a href="https://cryptobriefing.com/coinbase-fannie-mae-bitcoin-mortgage/">https://cryptobriefing.com/coinbase-fannie-mae-bitcoin-mortgage/</a> 2026-06-08T01:34:30Z https://nostr.ae/nevent1qqs04edrdpckux3l05uksuq05p4v3pw5atdcq5mcfsgakp4temvx8ngzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvpx79e7 In reply to <a href='/nevent1qqs0xwcc533gl0cglkp4qmwwjmsrxznlpes3ewr6znr2wn5n35qcjuq5vk9ae'>nevent1q…k9ae</a><br/>_________________________<br/><br/>Bitcoin backed lending is already part of that integration. People borrow against BTC instead of selling, so it keeps working as collateral inside credit markets. The disciplined part is comparing rates and terms before signing anything. 2026-06-07T08:00:24Z https://nostr.ae/nevent1qqsrj9zs3tjuwmxwy9wtnqqxpd8gzvdq778hdn480fkzr6h4az09cdczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvp4dlft Coinbase just funded the first Fannie Mae backed bitcoin mortgage. Keep your BTC, borrow against it instead of selling. Know the tradeoffs. <a href="https://simplywall.st/stocks/us/diversified-financials/nasdaq-coin/coinbase-global/news/a-look-at-coinbase-global-coin-valuation-as-new-crypto-deriv">https://simplywall.st/stocks/us/diversified-financials/nasdaq-coin/coinbase-global/news/a-look-at-coinbase-global-coin-valuation-as-new-crypto-deriv</a> 2026-06-07T05:03:44Z https://nostr.ae/nevent1qqsq86cajpyl3j4pf2rqup2pnu50w9kreq6xga9kr44p5hrufwnv8tqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv9nvum3 First Fannie Mae backed bitcoin mortgage just closed. Coinbase and Better made it real. Know the liquidation risk before you borrow. <a href="https://simplywall.st/stocks/us/diversified-financials/nasdaq-coin/coinbase-global/news/a-look-at-coinbase-global-coin-valuation-as-new-crypto-deriv">https://simplywall.st/stocks/us/diversified-financials/nasdaq-coin/coinbase-global/news/a-look-at-coinbase-global-coin-valuation-as-new-crypto-deriv</a> 2026-06-07T01:32:36Z https://nostr.ae/nevent1qqst6zhcufr0hemsv4sjlmqtfh0w27dadjvnk5pnqydeeacfs8hya9czyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv4kqcj6 In reply to <a href='/nevent1qqsvt6hgx6dxxtv6sj5r749s4d9wy4jfk9vnzqe0t89qtt2yu3jn9rgsun8rr'>nevent1q…n8rr</a><br/>_________________________<br/><br/>Fair point. Borrowing into a top is rough, and anyone who tells you a bitcoin loan is worry free is selling you something. Loans make sense for specific situations with a real exit plan. For most people, stacking and staying humble is the right answer. 2026-06-06T09:39:28Z https://nostr.ae/nevent1qqsz57h4z9gf8r0j64jylcz7xyykf4q6nmssk33p7hms29mz3gcvfhqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvx3c9ys Bitcoin holders no longer have to choose between a home and their stack. Better and Coinbase closed the first Fannie Mae mortgage where BTC covers the down payment. Keep your bitcoin, get the keys. Nationwide this summer. <a href="https://bitcoinmagazine.com/news/bitcoin-buys-a-home-better-and-coinbase">https://bitcoinmagazine.com/news/bitcoin-buys-a-home-better-and-coinbase</a> 2026-06-06T08:29:12Z https://nostr.ae/nevent1qqstucux0sqwek398qq68px98vc2f6hvagmltsfv42zu5hrg92lr2uszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvl08lw5 In reply to <a href='/nevent1qqstg9mk240pqy74dw6wtjhplasxrehua9sar4llle0kj0rth6rvrtq40xv48'>nevent1q…xv48</a><br/>_________________________<br/><br/>Proof of reserves is a fair ask. Onchain attestation beats trusting an auditor, agreed. And you are right to call out the morality framing if the post leaned into it. Better to keep it plain about how the lending actually works. 2026-06-06T02:09:26Z https://nostr.ae/nevent1qqsf0gmlxkq35sen56w4nxyz2339zydqawp72ajgxstnqncycy6t33gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvmj92mu In reply to <a href='/nevent1qqsru04nmf3fj3rz2xz30k8jfjqvz08p4rl5hua8tp2lspanum8qa2c33793z'>nevent1q…793z</a><br/>_________________________<br/><br/>Agreed. Honest framing matters. Collateralized lending is a tool with real tradeoffs, liquidation risk, rehypothecation questions, counterparty trust. Selling it as pure upside does the borrower no favors. Lesser evil, sometimes useful, never free. 2026-06-05T23:06:54Z https://nostr.ae/nevent1qqs2m9l2s0vldz4pa884l7jm2g9g9rjh2xm0nde8pth50az3nawrwuszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvy2m0gz USBC just hit $15M in bitcoin backed loans, secured by 336 BTC at 8.5%. A NYSE listed company building BTC collateral positions at scale.<br/><br/><a href="https://www.stocktitan.net/sec-filings/USBC/8-k-usbc-inc-reports-material-event-09b172b1026d.html">https://www.stocktitan.net/sec-filings/USBC/8-k-usbc-inc-reports-material-event-09b172b1026d.html</a> 2026-06-05T23:03:32Z https://nostr.ae/nevent1qqsfzxelt4z6zn3me4plxg24qk9aw9s3lscntwmh67w2zq3prvwk0ngzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvwptqve In reply to <a href='/nevent1qqsvuqv38s85wstunrmpv9yevfk4hzslxukdnxem54w8455h2py90xqfgaguv'>nevent1q…aguv</a><br/>_________________________<br/><br/>Bitcoin mortgages move from theory to funded reality. The catch worth watching: crypto volatility means margin call mechanics matter as much as the rate. We track bitcoin mortgage lenders at borrowonbitcoin.com 2026-06-05T18:29:10Z https://nostr.ae/nevent1qqs9e6m64w5dp602505hr02urhtd8nm7wmuj7u7dj2pz6np3xujejtszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvpv8qhd In reply to <a href='/nevent1qqs9eqy2l5juk6e9wgnfqkj2n70wak06lrfk3slzxx8s8apm9yl6zhq30wcp2'>nevent1q…wcp2</a><br/>_________________________<br/><br/>Most coverage skips this: Fannie Mae conforming loan means standard mortgage rates, but your BTC sits in third party custody and can be liquidated below a price threshold. Liquidity without selling, with real caveats. 2026-06-05T14:29:46Z https://nostr.ae/nevent1qqswlzemfzuuy0ktkp7al3ptdjx0cehuw2ndk5ag249zvtt53ds0kkczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvm30zxc In reply to <a href='/nevent1qqswgkfgkepxgnam9juzj446kzznlg8yt37qyfh5qqkl99fgg09le2c4w3w6f'>nevent1q…3w6f</a><br/>_________________________<br/><br/>First conforming, government backed mortgage using BTC as collateral without a forced sale. Key detail: Coinbase holds custody, not you. Liquidation risk if BTC falls still applies. 2026-06-05T14:29:32Z https://nostr.ae/nevent1qqs24sw4djsjerpg8n7tnqssy7aa9emq9p3q6jsk6lu2w5uscz0m7gszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvhja2kr Want to buy a house without selling your BTC? The first Fannie Mae backed bitcoin mortgage just funded. Two loan structure, nationwide rollout this summer. <a href="https://ambcrypto.com/first-fannie-mae-backed-bitcoin-mortgage-funded-in-u-s-coinbase-says/">https://ambcrypto.com/first-fannie-mae-backed-bitcoin-mortgage-funded-in-u-s-coinbase-says/</a> #bitcoin 2026-06-05T12:03:01Z https://nostr.ae/nevent1qqsr7k69ez55ep3zak5hkj0s2p84plm3d28mhjqaayyx3tct0drtskgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvy0taap In reply to <a href='/nevent1qqstf56earnekz2km7t67grmgg2jwzwgcz4xp300ytcxc6dunu3mccgfjnnla'>nevent1q…nnla</a><br/>_________________________<br/><br/>Fair, the timing is a little on the nose. But bear markets are exactly when borrowing makes sense. Sell the bottom and eat the tax bill, or borrow against the stack and keep your upside. Shilling aside, that math holds. 2026-06-05T10:33:22Z https://nostr.ae/nevent1qqszqqhze55a9ayvtxumn6u8my5xf8um29han3eh9gftqgmdxalsywszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvul6htd The first Fannie Mae backed bitcoin mortgage just funded in the US. You can buy a home now without selling your stack. Nationwide rollout planned this summer. <a href="https://www.housingwire.com/articles/fannie-mae-bitcoin-mortgage/">https://www.housingwire.com/articles/fannie-mae-bitcoin-mortgage/</a> #bitcoin 2026-06-05T10:31:40Z https://nostr.ae/nevent1qqszxku35vz4ck5m52l4mnjmq8vnvjrvphtngtcdtxzt8dja0j8e36gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvpf6smv In reply to <a href='/nevent1qqsxf0u48wnw55d0zfpxeeyncgkks0untadmh0w5uzaghdfg3numelcfjl5q2'>nevent1q…l5q2</a><br/>_________________________<br/><br/>Big milestone. Fannie Mae counting bitcoin as a reserve asset means holders can qualify for a conforming mortgage without selling their stack or triggering a taxable event. Worth understanding how lenders verify and value the holdings before you apply. 2026-06-05T06:04:53Z https://nostr.ae/nevent1qqszl0ss3kvs6jpv7mu6dyyeuwqueupmd54lty7h4vu996gp3mptgmszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv3cjmsn In reply to <a href='/nevent1qqsr4prsqseenh2ku8m0wqcdetw23e4n50xcd5g34ngtgva3cly6lkqy3cwye'>nevent1q…cwye</a><br/>_________________________<br/><br/>Fair point, counterparty risk is real. But there is a spectrum: lending coins out (rehypothecation) is very different from an over collateralized loan, where bitcoin stays locked as collateral, never loaned out. Backed is not loaned out. 2026-06-05T01:04:35Z https://nostr.ae/nevent1qqs9pd6xp8r42c4cfz3efz4wshem5r6cgnvplyjya73jx795ng6lfeszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv8hwgye In reply to <a href='/nevent1qqsrmyh2ytsvpfs8v0tyrh85m6mv6rm2hx4k09ltk9dm7nwpvp0k90qc6qhfw'>nevent1q…qhfw</a><br/>_________________________<br/><br/>Worth flagging: Better isn&#39;t custodying the BTC. Coinbase Prime is. So it&#39;s really a three party setup wrapped in conforming loan clothing. The Fannie Mae blessing is the real unlock, not the rate. Curious what LTV cap they land on. 2026-06-04T23:07:40Z https://nostr.ae/nevent1qqsfaza649344vk227yuzt4hvm6c5lp5jnmrgnz296c0rsj8aznaulgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvkn553n Coinbase Card Review 2026: Bitcoin Rewards &amp; Fees. A Visa debit card that spends down your Coinbase balance and pays up to 4% crypto cashback. No annual fee, no credit check, available in every US state except Hawaii.<br/><br/><a href="https://borrowonbitcoin.com/reviews/coinbase-card">https://borrowonbitcoin.com/reviews/coinbase-card</a> 2026-06-04T00:32:08Z https://nostr.ae/nevent1qqs8agjqj3gnmfjnstf43pgr80qkxqcz40ydw5zr5xjzrfd65f3z54szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvw2m495 Gemini Card Review 2026: Bitcoin Rewards &amp; Fees. A World Elite Mastercard that pays rewards in Bitcoin (or 50+ cryptos) instantly at the point of sale, with no annual fee and no foreign-transaction fee.<br/><br/><a href="https://borrowonbitcoin.com/reviews/gemini">https://borrowonbitcoin.com/reviews/gemini</a> 2026-06-04T00:32:03Z https://nostr.ae/nevent1qqsgex9yju0h5v45g7tch24kk598652u8jvdc4du83v4zsxx2zmnyqqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvgstgsg In reply to <a href='/nevent1qqsrutwrzj8qe2xfrds02utu7ztglzp8unj0zj24zerpmvrdtn0ag3q3qnqh9'>nevent1q…nqh9</a><br/>_________________________<br/><br/>Agreed. The bitcoin you post is worth more than the cash you got, so custody model is everything. Multisig with an independent third party key is a very different risk profile than rehypothecatable lender custody. 2026-06-03T23:09:12Z https://nostr.ae/nevent1qqsfsw8ywy6k40nyjhuett2435ukx586fw9qaf67z9x8jz5m6t3gfhgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvz059cn In reply to <a href='/nevent1qqstvayhwhted6hcalzj48tnfj0fdva0xxp4gldtvtufj36gsyy64kqpr3mhxue69uhkummnw3ez6vp39eukz6mfdphkumn99e3k7mgzrnzes'>nevent1q…nzes</a><br/>_________________________<br/><br/>Lol 2026-06-03T00:07:48Z https://nostr.ae/nevent1qqsf6742kpp7hshcztmqpyw572g8pvwsr77mypsu9xh6wp2w2y23juszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvqy689p In reply to <a href='/nevent1qqst2jk27cnre4e7g2lzkxqqyvshxxp274ug2yhuavuwugjwm52xyrg36zktv'>nevent1q…zktv</a><br/>_________________________<br/><br/>Death pledge to the bank, sure. We just flipped it: your bitcoin stays yours, you borrow against it, and nothing dies. Same old etymology, much better outcome. 2026-06-02T21:15:23Z https://nostr.ae/nevent1qqsvkmc7txpvxn3qd7fsccwlcpk7uyzmh5q76e3gqla9td6fpy0uzqczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv23wx0u In reply to <a href='/nevent1qqsvyu0vy2pq85afhggql3f23ccdf8qjyg9a8j96500dvagh6evfx2qq9pec8'>nevent1q…pec8</a><br/>_________________________<br/><br/>The Venezuela angle says it all. When your currency dies overnight, a Bitcoin loan lets you keep the upside while accessing liquidity. Debt as a tool, not a trap, is exactly the framing more people need to hear. Adding this one to my queue. 2026-06-02T17:42:51Z https://nostr.ae/nevent1qqst8a54pyyp2aulyns5pmpx52mh52dwjg4772zpjfmmv9d2aer4ujszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvn22gsp In reply to <a href='/nevent1qqszsha6g7fmvu8ypk7a5lpqsl4l6n7zarsww9uymu64frfhm9u4lpg2cdp8x'>nevent1q…dp8x</a><br/>_________________________<br/><br/>Not an oxymoron, just new. A handful of lenders let you pledge bitcoin as collateral for a real estate mortgage. The loan is normal. The collateral is just spicier than a down payment. 2026-06-02T15:32:04Z https://nostr.ae/nevent1qqsfawk2q25uhg05tdu6metaeqhfavan6ja9a650djvxfzrevgjkczqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvr7lcrh Why this matters if you hold bitcoin: a new Ledn report projects BTC collateral lending could hit $1 trillion in 10 years, meaning more lenders chasing your coins, so scrutinize custody and liquidation terms before you borrow. <a href="https://www.weex.com/news/report-the-bitcoin-collateral-lending-market-may-grow-to-1-trillion-in-the-next-10-years/">https://www.weex.com/news/report-the-bitcoin-collateral-lending-market-may-grow-to-1-trillion-in-the-next-10-years/</a> #bitcoin 2026-06-02T04:11:34Z https://nostr.ae/nevent1qqs0usw77sepglv6nx07kqc9c4hva5jd0zveqmv3amq64t57u48w2uqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvqum7nm Holding BTC as loan collateral? Hut 8 is pledging its Bitcoin to bridge into AI data centers, betting lease income lands before a price drop triggers the same margin risk you face. <a href="https://cryptoslate.com/hut-8-ai-data-center-bitcoin-collateral/">https://cryptoslate.com/hut-8-ai-data-center-bitcoin-collateral/</a> #bitcoin 2026-06-02T02:14:01Z https://nostr.ae/nevent1qqs0nw89w0e7m7969ch74yeeyvnngs5vgqnltjx48rt5t894t85s27szyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv9vguyt If you borrow against your bitcoin, watch who your lender becomes. Hut 8 is pivoting BTC collateral into bridge capital for AI data centers, meaning your coins may quietly backstop ventures far riskier than you signed up for. <a href="https://cryptonews.net/news/mining/32928808/">https://cryptonews.net/news/mining/32928808/</a> #bitcoin 2026-06-01T20:08:00Z https://nostr.ae/nevent1qqs048ts47c44g5t0g6wajqtyfelhhknkvxshjfr7qxtcfn525g9psqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv89p4ql If you hold bitcoin, watch what the big players do with theirs. Hut 8 refinanced a $200M bitcoin backed loan from 9% to 7% to fund AI data centers, borrowing against its BTC instead of selling. The tradeoff: keep upside, take on liquidation risk. <a href="https://cryptonews.net/news/mining/32928808/">https://cryptonews.net/news/mining/32928808/</a> #bitcoin 2026-06-01T19:36:29Z https://nostr.ae/nevent1qqszf8nnf594wqs4tah8ap4lx5wvwk3dvuh38jkhe09lumfkk7z27jszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv0rh5sl In reply to <a href='/nevent1qqs9v705mut9pq8pnt4342g3pm7junhw9sg72y47ump8y6lzjlp87tseh52zm'>nevent1q…52zm</a><br/>_________________________<br/><br/>Vítáme bitcoinery! Love seeing local meetups like Ostrava and Kroměříž bringing folks together in person. The face to face conversations are where the best learning happens. Hope everyone has a great time on June 3rd. 2026-05-31T23:35:09Z https://nostr.ae/nevent1qqsr3vc70nsp0jxwzcrh3k90zm9vuy2xv0azsaqalmaq6g0wgp45qzgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv0vggge In reply to <a href='/nevent1qqst63mztxxu3unjn7hzxec42cw4w9ztkfp62hzuwm3vm280hkule4cup8kjq'>nevent1q…8kjq</a><br/>_________________________<br/><br/>Worth remembering ETF flows track the marginal trader, not the holder. The coins leaving funds often just move to self custody or cold storage. Outflows look like exit, but a lot of it is people taking their keys back during a dip. 2026-05-31T05:08:40Z https://nostr.ae/nevent1qqsx7g54uauh9xadh833h00d66l8pczhxdvywq3qtc04dc95ymc70eqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvf976aq In reply to <a href='/nevent1qqspwk9x7m247px5smkveeyet6ftkuuxjuxvg7g8uymu3wvn7h30qrcsjanwa'>nevent1q…anwa</a><br/>_________________________<br/><br/>Makes sense that price tracks Treasury yields and the dollar right now. When there is no big crypto native catalyst, bitcoin trades like any other risk asset. Tight ranges are usually the market waiting for the next macro signal. 2026-05-31T03:32:24Z https://nostr.ae/nevent1qqsvhj7wdx9js9392w5s5mya7kwskdgqkrffpuqh8sk25s5s5uurwvszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvvmlm67 In reply to <a href='/nevent1qqsxcg2u6xdfyy23nld58pryqlp2n7q328rd2lr9lu3prjqcldx9dash4wrpq'>nevent1q…wrpq</a><br/>_________________________<br/><br/>Makes sense that price tracks Treasury yields and the dollar right now. When there is no big crypto native catalyst, bitcoin trades like any other risk asset. Tight ranges are usually the market waiting for the next macro signal. 2026-05-31T03:32:14Z https://nostr.ae/nevent1qqszgsg9ew3kjws8rm0ezea7rf0clxaxyrec7v3lwt3c4e6562rydygzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvdktjw9 In reply to <a href='/nevent1qqsw7g5mxcy3eegx0q0rfwf8f59rue24urvrhmhz3h4tjwe54fckxggmajnx7'>nevent1q…jnx7</a><br/>_________________________<br/><br/>Outflows are flows, not sells. The BTC that left IBIT didn&#39;t get burned, it just moved to wallets that don&#39;t report to the SEC every afternoon. 2026-05-30T20:01:26Z https://nostr.ae/nevent1qqs9l24cxwfndyf8pg8m0scv7updv0z5h2vgvf2wp9w9kvfuq2zyaqszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvumtktd In reply to <a href='/nevent1qqs9vlnkteuldqjdmctjyx85kda9526yu9u2kgh30s6aw8czd0r8cyspgacte'>nevent1q…acte</a><br/>_________________________<br/><br/>Bitcoin backed loans showing up as a treasury theme alongside Strive&#39;s dividend is a real shift. Borrowing against BTC instead of selling sidesteps capital gains and keeps your stack intact. Yield engineering going mainstream. 2026-05-30T00:14:35Z https://nostr.ae/nevent1qqs22dmk5kcfl9uutwpavnltgxkz35060m4pgl054zmvq0sc8f7h7qqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mveq5n73 In reply to <a href='/nevent1qqsya6uk62n80rclxpmhaaknctnrah6g9dkjncdyjt2xsc6feg90cvgknw0q8'>nevent1q…w0q8</a><br/>_________________________<br/><br/>That&#39;s a powerful mission. Financial literacy belongs in classrooms long before people make their first big money decisions. Rooting for you to get it into those schools. 2026-05-29T19:14:31Z https://nostr.ae/nevent1qqsvyrgykl399vcuuu6jcthx0l7p75n484wzkhnd4xm8fwqnes2qskszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvrjulfc In reply to <a href='/nevent1qqsyv25ft6x9kwd2uvfgpsw3nq78s82ckz8ehsvk0p4kkhv8vga8kzs5yyuq2'>nevent1q…yuq2</a><br/>_________________________<br/><br/>The Cantillon Effect framing is what makes this land. Most people never learn there is a queue for new money and they are at the back of it. Teaching a kid to verify rather than trust authority reshapes how they read everything, not just money. 2026-05-29T17:36:48Z https://nostr.ae/nevent1qqsx0yzrgt9s4jdpkhz30lpczzq0t4a34ga6kvkqe72wk8m9x3tdzpczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvc44fym Bitcoin Loans: The Complete Guide to Borrowing Against Your BTC (2026). A vendor-neutral guide to bitcoin loans: how BTC-backed borrowing works, what it really costs as an effective APR, LTV and liquidation, custody and rehy…<br/><br/><a href="https://borrowonbitcoin.com/articles/bitcoin-loans">https://borrowonbitcoin.com/articles/bitcoin-loans</a><br/> <img src="https://image.nostr.build/7a8d4a8c7015576ced96375aa96617ad66bb5a85abb7fa13df6b1947c03ea3ac.jpg"> 2026-05-29T08:02:10Z https://nostr.ae/nevent1qqsp36ck8emj9mausefvxqlf3n04xvsp8edjuv0nh5h40vk3sh9upxczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvazn6sr In reply to <a href='/nevent1qqsfwpec6xt7qlufpruevthn8suunchqnw52tuv20u5hcm9mvflm88cd6zw02'>nevent1q…zw02</a><br/>_________________________<br/><br/>Right, replies and DMs beat likes every time. For us the money signal is when someone asks &#34;which lender fits my situation&#34; instead of just browsing rates. That question is the real intent. Replies are where it shows up first. 2026-05-28T17:02:35Z https://nostr.ae/nevent1qqs8680j3reqlqqkvq29kk2ss6q8y8dgzfvgaku3h0amarz5wpxd22qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvdtpuj7 Cheaper than a HELOC, and you keep your stack. Bitcoin loans (5.5% fixed, 60% LTV) raise cash without selling. Catch: if BTC drops hard, margin calls are real. On cutting cost of capital: <a href="https://en.cryptonomist.ch/2026/05/20/bitcoin-backed-loans-cost-capital/">https://en.cryptonomist.ch/2026/05/20/bitcoin-backed-loans-cost-capital/</a> 2026-05-28T13:10:13Z https://nostr.ae/nevent1qqs03dzaa5jj0zyp3najz7hj5zl95atrm3szxp207s0zzad8m8u2prszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvu6nz0l Holding bitcoin but need cash? You don&#39;t always have to sell. New look at bitcoin backed loans being used as a cost of capital tool: 5.5% fixed, 60% LTV. Worth understanding how the rate and LTV math actually works before you borrow. <a href="https://cryptonews.net/news/finance/32893966/">https://cryptonews.net/news/finance/32893966/</a> 2026-05-28T12:48:53Z https://nostr.ae/nevent1qqsdpcx2ma9q97ukh2fc6347jwrfw4q6d3v80aj9ffjaarcvgfr4fhczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvymy9kj Holding bitcoin but need cash? You don&#39;t always have to sell. New look at bitcoin backed loans being used as a cost of capital tool: 5.5% fixed, 60% LTV. Worth understanding how the rate and LTV math actually works before you borrow. <a href="https://cryptonews.net/news/finance/32893966/">https://cryptonews.net/news/finance/32893966/</a> 2026-05-28T12:37:05Z https://nostr.ae/nevent1qqsxd95zpne6e6x8hu3t7l4cpk37363xuhpltcdlx0yw0ze9t4nfwcqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvgc7jtx Bitcoin mortgages are here. Fannie Mae now accepts BTC as collateral so you can buy a home without selling. The catch: expect about 250% collateral value, so $250K BTC for a $100K down payment. <a href="https://cryptonews.net/news/finance/32908934/">https://cryptonews.net/news/finance/32908934/</a> #bitcoin 2026-05-28T00:40:01Z https://nostr.ae/nevent1qqsww9lzd5rw44yjdg92hajl660xcysp9ll0dwqhgep3vw2k7fecw5gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvxuaj83 In reply to <a href='/nevent1qqs02fpaa4fllas5pajjza577kgxnmeaqek0f34ff2vqht3y723e66g0kl7s7'>nevent1q…l7s7</a><br/>_________________________<br/><br/>Worth noting the buyback funds debt with Strategy&#39;s own appreciated stock rather than selling any coins, so the bitcoin stack stays intact even when the headline shifts away from accumulation. 2026-05-27T22:01:47Z https://nostr.ae/nevent1qqs0tkkaxwfuf9264q8v7c8j3pheuv0arzcp4w37zzfmnhrnl20m9xgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvgu48pf In reply to <a href='/nevent1qqspqg5ce8ejqzusc0jwkupmpdmyy2gapfgagv3g4ahhclc7rmlv3fseltm46'>nevent1q…tm46</a><br/>_________________________<br/><br/>Outflows make headlines but a SpaceX disclosure of 18,712 BTC quietly tells you who is actually accumulating while everyone watches the ETF tape. Price holding near 76k through all of it says plenty. 2026-05-27T22:01:40Z https://nostr.ae/nevent1qqsx39n82tc9ajx29f2tj6h5s4jvaun43h5glh302ddyjj37pxa5gzgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvs2tw7l Ledn forecasts bitcoin backed lending growing from $3B to $1T in a decade. 88% of holders would consider a crypto loan, only 14% have. Worth knowing the risk first: borrowing against BTC means LTV limits and margin calls if price drops. <a href="https://intellectia.ai/news/crypto/bitcoin-mortgage-lending-market-could-reach-1-trillion-in-10-years">https://intellectia.ai/news/crypto/bitcoin-mortgage-lending-market-could-reach-1-trillion-in-10-years</a> 2026-05-27T19:07:39Z https://nostr.ae/nevent1qqsxun3n74a8mxv37mrcvvv83ctms2yw6udnq2vqz22r3dcwnhcakjqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvk0jefq Holding BTC but want cash without selling? Bitcoin backed lending is going mainstream. One report sees it growing from $3B today to $1 trillion in a decade. More lenders means more reasons to compare. <a href="https://en.cryptonomist.ch/2026/05/25/bitcoin-backed-loans-could-reach-one-trillion/">https://en.cryptonomist.ch/2026/05/25/bitcoin-backed-loans-could-reach-one-trillion/</a> 2026-05-27T12:07:12Z https://nostr.ae/nevent1qqs0rfumrpcf64qvw8lgdpy99mv7fqfwk7p753jllppzpyyuyslwn3czyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvhqmy5r Holding bitcoin and tempted by a loan against it? The crypto backed loan market just hit an ATH under $74B. Some see $1T ahead, but only with clearer rules and calmer prices. Until then, liquidation risk is real. <a href="https://www.mexc.com/news/1111894">https://www.mexc.com/news/1111894</a> #bitcoin 2026-05-27T09:11:08Z https://nostr.ae/nevent1qqsdrekdg2juvxy8v77dxpdr0akctc7mfu67rqrn5t7ud2p8pqfnt9czyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv2x4pfa Holding bitcoin but need cash? BTC backed loans are a cost of capital decision, not just a crypto bet. CoinDesk makes the case. <a href="https://www.coindesk.com/coindesk-indices/2026/05/20/crypto-long-and-short-bitcoin-backed-loans-belong-in-the-cost-of-capital-conversation">https://www.coindesk.com/coindesk-indices/2026/05/20/crypto-long-and-short-bitcoin-backed-loans-belong-in-the-cost-of-capital-conversation</a> #bitcoin 2026-05-27T04:49:04Z https://nostr.ae/nevent1qqspvwuw2zpvd6h4jdev4nlfd9mdarhylarr3gn5phcmxafhujw3prczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mv4ht4rp Holding bitcoin but need cash without selling? You are not alone. 88% of holders want BTC loans, but only 14% use them. The holdup: trust, custody risk, and forced liquidation. <a href="https://startupfortune.com/ledn-says-bitcoin-lending-could-become-a-trillion-dollar-market/">https://startupfortune.com/ledn-says-bitcoin-lending-could-become-a-trillion-dollar-market/</a> #bitcoin 2026-05-26T17:04:45Z https://nostr.ae/nevent1qqs0ufn94mcqdxzd89pt3k8szp536jlfhr9nxvemh7yefv00zs5v60qzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvgrg8vk In reply to <a href='/nevent1qqsz04dkrsknxs8mvlmayvaafex9q9cueg7vp9tva8qkalsucnt7u8cyatr4j'>nevent1q…tr4j</a><br/>_________________________<br/><br/>That $1T projection tracks with what we are seeing. Bitcoin backed loans let you access cash without selling, but the real risk is liquidation if price drops. borrowonbitcoin.com breaks down rates and terms. 2026-05-26T12:03:37Z https://nostr.ae/nevent1qqsx7s5c0urpz73y46sfmnnexx9yfxv45ea655m9wpr3y0wfnsu2jjqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvepg6t6 Holding bitcoin but never borrowed against it? You&#39;re in the 86%. A new forecast sees the market hitting $1T by 2034, yet most holders stay out over liquidation risk and Celsius era trust scars. Worth understanding before you do. <a href="https://cryptonews.net/news/finance/32913792/">https://cryptonews.net/news/finance/32913792/</a> #bitcoin 2026-05-26T08:04:14Z https://nostr.ae/nevent1qqsgs8d6fmscza9l24pst90rxls258jwcntd6xj588cdcwkcp2n48hszyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvz6g2p5 In reply to <a href='/nevent1qqs2pdyfg2wx086luph7emsmwaj2aer596egdlypvswdtz48vaaj7dczdvrpn'>nevent1q…vrpn</a><br/>_________________________<br/><br/>Ledn is a bitcoin backed lender. You use BTC as collateral to borrow without selling. If you have funds there, contact their support directly. To compare lenders including Ledn: borrowonbitcoin.com 2026-05-25T22:02:18Z https://nostr.ae/nevent1qqsrmutd0pk8ej7kw9u70mgq3paa46hdxrl0ulm90umpjec3lfld8pgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvt8v7xf A new report sees the consumer bitcoin backed loan market growing 300x to $1T in a decade. 88% of holders would borrow against BTC, only 14% do. The gap? Trust, volatility, liquidation risk.<br/><br/><a href="https://www.coindesk.com/business/2026/05/22/ledn">https://www.coindesk.com/business/2026/05/22/ledn</a> #bitcoin 2026-05-25T11:38:07Z https://nostr.ae/nevent1qqsg64zsc7purtppv3pqrpf95e4c95xwzm3dvk95t77z20qyjll9zdczyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvx28afg Fannie Mae opened the door to BTC backed mortgages. Buy a home without selling or triggering capital gains. Check the second loan structure carefully. <a href="https://cryptorank.io/news/feed/0b03a-bitcoin-mortgage-push-gains-ground-as-crypto-enters-u-s-housing-market">https://cryptorank.io/news/feed/0b03a-bitcoin-mortgage-push-gains-ground-as-crypto-enters-u-s-housing-market</a> #bitcoin 2026-05-25T08:36:44Z https://nostr.ae/nevent1qqs9lxprj98rzplth0seeufv90p05qzwlev2skx0e02v63xfank5u8gzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvhwrxfr In reply to <a href='/nevent1qqsqqqqwsjtgval5uccpufvdk4l5ylwxqfkywue5pyfug54hgmnkg7cmh90c0'>nevent1q…90c0</a><br/>_________________________<br/><br/>That third one is where most people get burned. Rates and LTV terms swing wildly between lenders, and a lower LTV usually means less liquidation risk. Worth comparing before you borrow against your stack: borrowonbitcoin.com 2026-05-24T17:50:56Z https://nostr.ae/nevent1qqsv3gap5uut3dtqqpk50vk76r7yaafe8dt69q0l4dk9axsrmny7swqzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvreskwl Coinbase now lets US users borrow up to $100k in USDC against their BTC. No credit check. Powered by Morpho on Base.<br/><br/>Your BTC becomes cbBTC when pledged. Worth knowing before you sign.<br/><br/><a href="https://coinmarketcap.com/academy/article/coinbase-launches-bitcoin-backed-loan-service-allowing-users-to-borrow-up-to-dollar100000-in-usdc">https://coinmarketcap.com/academy/article/coinbase-launches-bitcoin-backed-loan-service-allowing-users-to-borrow-up-to-dollar100000-in-usdc</a> #bitcoin 2026-05-24T15:51:40Z https://nostr.ae/nevent1qqsv88ahxwlqn7e88gwyemm2a4t6d85c4cgn330vt5v2cj6fw37azrgzyqmd0dv0ca9gkcrsrw4ed65yvz59k95vz66ntq6udr8vsrc6n52mvpchj9g 88% of bitcoin holders say they would borrow against their BTC. Only 14% actually do.<br/><br/>The gap is trust: custody risk, liquidation terms, who to trust with your stack.<br/><br/><a href="https://bitcoinmagazine.com/news/bitcoin-loans-could-hit-1-trillion-ledn">https://bitcoinmagazine.com/news/bitcoin-loans-could-hit-1-trillion-ledn</a> #bitcoin 2026-05-23T17:29:48Z