<oembed><type>rich</type><version>1.0</version><author_name>npub1c856kwjk524kef97hazw5e9jlkjq4333r6yxh2rtgefpd894ddpsmq6lkc</author_name><author_url>https://nostr.ae/npub1c856kwjk524kef97hazw5e9jlkjq4333r6yxh2rtgefpd894ddpsmq6lkc</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>I&#39;m making the point that &#34;fractional reserve&#34; isn&#39;t considered theft as long as the bank is only lending out reserves against debt that their debtors are current on their loans. This is why &#34;free banking&#34; technically isn&#39;t engaging in theft.</html></oembed>