<oembed><type>rich</type><version>1.0</version><author_name>OceanSlim (npub1zm…v7f60)</author_name><author_url>https://nostr.ae/npub1zmc6qyqdfnllhnzzxr5wpepfpnzcf8q6m3jdveflmgruqvd3qa9sjv7f60</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>&#34;you can just buy the ETF&#34; is meeting them where they are. &#xA;&#xA;This compounds the issue, it doesn&#39;t make it better. Separately, I&#39;m a fan of graduated wallets. Ecash, custodial lightning, liquid, on chain...  &#xA;&#xA;I&#39;m not saying it can&#39;t be a stepping stone, but for most people it&#39;s good enough and to me that&#39;s not good enough. The whole thing is pointless if people aren&#39;t actually holding Bitcoin themselves. In that case, we&#39;ve just reinvented the old system. </html></oembed>