<oembed><type>rich</type><version>1.0</version><author_name>thedudeisnotin (npub1th…c3g56)</author_name><author_url>https://nostr.ae/npub1th9wv9m2kt22agtrg6dujm5wcrjfwnvtk5c4ld4jhyr8pve03kjqyc3g56</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>Thanks, and I hear you. But the purpose of emergency savings is if, say my wife loses her job we’ll be fine for a while. &#xA;&#xA;If she loses her job during a down cycle, and our savings go from 6 months to 2 months, that would be very bad. &#xA;&#xA;Yes, river USD savings account, but I don’t think we can feel good without being in USD, with or without high yield. I’d love to have a different answer, but I haven’t seen one I’m willing to stomach.</html></oembed>