<oembed><type>rich</type><version>1.0</version><author_name>marksea (npub1e8…e6dq0)</author_name><author_url>https://nostr.ae/npub1e8wj749dylsew4pkm9ufz97hvrtk63wfy0cfq2c9gv4973q25hds8e6dq0</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>Been thinking this as well.&#xA;&#xA;You’re probably better off with target buys and letting the balance earn the 3.5% in River while you wait and just pay the buy fee.   &#xA;&#xA;Long term, the differences will be negligible though. </html></oembed>