<oembed><type>rich</type><version>1.0</version><author_name>Chucky 🫂 (npub17v…qnhkq)</author_name><author_url>https://nostr.ae/npub17vhnjkt04m6thytr8dna67v2pa4tjk7uh3ut40eq9wy8d28u0kvq7qnhkq</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>I don&#39;t think there is a liquidation of the collateral BTC. My assumption is that a 4y holding period applies for both parties. However after 4 years, and at any point after those 4y, you get to choose to sell it in case of a bull run that would possibly allow to pay off the mortgage quicker. </html></oembed>