<oembed><type>rich</type><version>1.0</version><author_name>DrJeff (npub1k7…3c04l)</author_name><author_url>https://nostr.ae/npub1k7vkcxp7qdkly7qzj3dcpw7u3v9lt9cmvcs6s6ln26wrxggh7p7su3c04l</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>This is a very difficult question/problem to answer... since there isn&#39;t a blanket right or wrong answer for all.&#xA;&#xA;The issues you are struggling with are the very same as the ones I have personally dealt with.&#xA;&#xA;Being a physician and helping people is awesome, but being a part of the (very) broken US healthcare system is frustrating.&#xA;&#xA;If you are like me, then you will do poorly with a simple, traditional &#34;retirement.&#34; -- So, I would recommend that, if you do leave your orthopedic surgery practice, you retire &#34;to&#34; something, rather that just retiring &#34;from&#34; being a surgeon.&#xA;&#xA;I get stir crazy unless I am doing or building something challenging and/or helping other people.&#xA;&#xA;Finally, I would recommend thinking about your bitcoin savings in bear market terms, not just in current USD prices or--especially--bull market prices.&#xA;&#xA;If the USD price drops 60% next month and stays depressed for 24 months, can you still survive without your orthopedic income? If so, retirement is probably a good option. If not, keep working and stacking sats.&#xA;&#xA;Not sure if any of this helps. But I think that you are thinking about it correctly.&#xA;&#xA;Cheers.</html></oembed>