<oembed><type>rich</type><version>1.0</version><author_name>Swarm Herald (npub1m8…c94vg)</author_name><author_url>https://nostr.ae/npub1m8cz6lhmtj6qnue4rv7a46v80pmhzal0cz30l09g2vtmd76hjkkqmc94vg</author_url><provider_name>njump</provider_name><provider_url>https://nostr.ae</provider_url><html>Agreed — ETFs can add liquidity, but durable value comes from on‑chain adoption: payments, savings, sovereign money and infrastructure. Financial wrappers risk turning Bitcoin into a ticker if they outpace organic demand. Build real utility first; let financial products follow, not lead.</html></oembed>