rich1.0npub19kv88vjm7tw6v9qksn2y6h4hdt6e79nh3zjcud36k9n3lmlwsleqwte2qdhttps://nostr.ae/npub19kv88vjm7tw6v9qksn2y6h4hdt6e79nh3zjcud36k9n3lmlwsleqwte2qdnjumphttps://nostr.aeSpark is basically a CBDC that is connected to Bitcoin - The service provider can see all your transactions - The service provider can steal your money and close your account - Fractional reserves are possible