68K at a 45% interest rate (intereste differed for 12 months but still culumating. I've seen those deals before, if you don't pay the balance in full after 12 months the yeaer of interest hits all at once), he already had over 50k in credit card debt, and owes the irs like 80k.
And actually, he spent 30k of the money in the first 3 days, then he gambled the rest inside of a month
