DadStacksSats on Nostr: And that’s just to keep the savings separate from bill pay account, any surplus in ...

And that’s just to keep the savings separate from bill pay account, any surplus in the bill pay will end up in cold storage too. River also has 1 free transfer off exchange a month, which will waive any mining fees, not that fees have been very high lately. It’s also a form of UTXO management too.