sounds like a good step towards mitigating a lot of current struggles, even if it doesn't address the underlying problems.
Families used to be encouraged to have savings to deal with unexpected expenses. But the squeeze of costs going up and wages stagnating makes that very difficult. The structure of UC being reduced if you're frugal enough to accumulate more than £6,000 really doesn't encourage saving. That figure hasn't increased for years, but the number of people subject to it is.
