Andrew Lokenauth

I write https://TheFinanceNewsletter.com, trusted by 100,000+ readers to get smarter with the economy, geopolitics & finance.  

20 years finance experience — Follow for daily insights & turn notifications on!

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Last Notes

2026-05-05 01:30:14 CEST

now this definitely a serious recession indicator if i ever seen one
#nevent1q…j4vv

2026-05-04 23:06:55 CEST

BREAKING: Delta Air Lines will no longer offer free snacks or drinks on all flights starting May 19th (under 350 miles).
Meanwhile, Delta CEO Ed Bastian received $27.1 million in 2024.
Consumers lose, every single time.

2026-05-02 15:38:03 CEST

JUST IN: Spirit Airlines has shut down after 34 years — leaving more than 15,000 people without jobs and leaving thousands passengers stranded.
All flights have now been canceled and customer service is no longer available.
JetBlue offered $3.8 BILLION in cash to buy Spirit in 2022 but the Govenment blocked it.
Spirt Airlines never had a fatal crash. Every Spirit flight that ever took off landed safely.
They're shutting down with a 100% perfect record.
https://files.mastodon.social/media_attachments/files/116/505/253/018/214/885/original/31ea63a70d537c3a.jpeg

2026-04-29 19:05:18 CEST

BREAKING: Gas hit $4.23 nationwide. Diesel is now $5.64. Oil hit $113.
Gas is up 42% from pre-war levels. If you spent $50 to fill up before the war, you're spending $71 now.
Diesel is up 50%. Diesel powers trucks. Trucks move everything. When diesel surges, grocery prices follow within 30-60 days.
And the UAE quit OPEC yesterday.
Iran war + OPEC breakup + Hormuz uncertainty = a structural shift in energy markets.
We're repeating the 1970s oil crisis.
The world is changing. Are you ready?

2026-04-28 20:38:38 CEST

JUST IN: China's Real Estate Market has now crashed to a 20 year low, erasing 25% of its value.
Nobody wants to hear this but this is what needs to happen in the US to fix the housing market for young people.
https://files.mastodon.social/media_attachments/files/116/483/785/326/124/297/original/865dc41410d76f49.jpeg

2026-04-27 00:33:24 CEST

BREAKING: Maryland becomes first state to ban AI ‘dynamic pricing’ in grocery stores.
This means 49 other states still allow it.
Dynamic pricing already runs airlines, hotels, and rideshares. Groceries are the next frontier.
Here's how it works:

2026-04-24 23:52:16 CEST

- reply

Cognition's SWE-1.6 is likely post-trained on Zhipu's GLM.
Zhipu just dropped GLM-5.1, an open source model that benchmarks near Claude Opus on coding tasks.
Meanwhile, the headlines keep running the same story: OpenAI vs. Anthropic vs. Google. American labs are winning. The US dominates AI.
But what's ACTUALLY deployed in production? Chinese open source.
These companies are using Kimi and Qwen because they're fast, cheap, and accurate enough for their specific tasks.

2026-04-24 23:52:07 CEST

Everyone thinks OpenAI and Google are winning the AI war. They are wrong.
The apps you use every day are running on Chinese open-source AI. And almost nobody's talking about it.
Cursor's code editor runs on Kimi K2.5.
Shopify switched to Alibaba's Qwen and saved $5 million a year.
Airbnb CEO Brian Chesky said publicly: "We rely a lot on Qwen. It's very good, fast, and cheap."

2026-04-23 23:53:22 CEST

JUST IN: A Chinese company just recharged an EV from 0 to 80% in 7.5 minutes.
Most people have no idea what this means.
Greater Bay Technology just rolled its first all-solid-state EV battery cells off a production line.
These cells hit 260-500 Wh/kg in energy density. That's about double what most EVs run on today.
And the company's targeting mass production in 2026.

2026-04-23 16:44:30 CEST

What's the logic for Trump wanting to bail out Spirit Airlines but not cover the costs of US healthcare?
Weird how it’s ok to bail some people out but not others.

2026-04-19 16:59:25 CEST

Sorry but this is fucking crazy
https://files.mastodon.social/media_attachments/files/116/431/962/804/254/131/original/df5b63ea6ecf31ef.png

2026-04-13 23:06:51 CEST

JUST IN: Home sellers now outnumber buyers by 600,000.
That's the largest gap ever recorded in US history.
The housing market isn't frozen because nobody wants to sell. It's frozen because nobody can AFFORD to buy.
A $400K home now costs $960 more per month today than it did in 2021.
https://files.mastodon.social/media_attachments/files/116/399/433/871/925/834/original/ff53c727bff4701b.png

2026-04-12 17:55:58 CEST

A 9-5 job with a good salary, benefits, and PTO is better than owning a business.
A low-stress job + investing can create more wealth than you think.
Entrepreneurship is great, but peace, time, and freedom is more valuable than many realize.

2026-04-09 22:21:12 CEST

In 2009 a bag of Doritos cost $3.49. Minimum wage was $7.25.
Today, $7 for a bag of Doritos while minimum wage is $7.25.
We deserve better than this.
https://files.mastodon.social/media_attachments/files/116/376/605/060/118/117/original/f4a62b8389b4c100.mp4

2026-04-06 21:50:34 CEST

Married and own a home by 30 year old in the US:
2025: 12%
2010: 25%
2000: 35%
1990: 43%
1980: 45%
1970: 48%
1960: 52%
I’m sure everything is fine.

2026-04-06 19:45:24 CEST

JUST IN: JPMorgan warns Tesla could drop 60%, giving TSLA a sell rating with a $145 price target after Tesla missed Q1 deliveries by 7,600 units and built a 50,000-unit inventory surplus.

2026-04-05 22:52:11 CEST

JUST IN: Maine is about to become the first US state to ban new data centers.
And 10 other states are right behind it.
Maine wants to freeze massive construction projects until late 2027.
The bill passed the Democratic-controlled House (with Republican support). The Senate is expected to follow. Gov. Janet Mills backs it.
And right now, at least 10 states are advancing similar bans.

2026-04-04 20:12:54 CEST

Jerome Powell: “There is effectively ZERO net job creation in the private sector.”
US job growth in February has been revised down from to a total loss of -92,000 jobs to -133,000 jobs.
It's the largest loss since December 2020.
https://files.mastodon.social/media_attachments/files/116/347/788/606/846/908/original/34b866f039e91640.mp4

2026-03-20 23:22:14 CET

Donald Trump predicted the future.
https://files.mastodon.social/media_attachments/files/116/263/576/518/978/533/original/cdbcf440fa50000e.png

2026-03-20 22:09:10 CET

BREAKING: Over $1,100,000,000,000 wiped out from the US stock market today.
Something big is about to happen.
https://files.mastodon.social/media_attachments/files/116/263/547/511/738/998/original/707b9809872f47a6.png

2026-03-12 18:18:23 CET

Realizing NO amount of budgeting can fix the fact that most Americans no longer make enough money to comfortably afford homes.
https://files.mastodon.social/media_attachments/files/116/217/341/304/467/239/original/6b9e5f3e37c5be39.mp4

2026-03-09 04:41:27 CET

This is the LARGEST oil supply disruption in history with no clear end in sight.
> Brent crude oil has surged to $115. A 25% jump in a single day. On a Sunday night.
> US stock futures have now erased over $2 trillion.
> And there are ZERO signs of this slowing down.
The last time the world saw an oil shock this severe was the 1970s. That crisis caused gas rationing and double-digit inflation.

2026-03-07 21:02:30 CET

- reply

> Most unpredictable federal government in modern history
> Government scandals covering up crimes
> BRICS nations ditching the dollar
ALL of this is happening at the same time.
Not one. Not two. ALL of them. Simultaneously.

2026-03-07 21:01:51 CET

We're in UNCHARTED territory.
> $36 trillion+ in national debt (and climbing fast)
> Central banks worldwide quietly dumping dollars and buying gold
> Cost of living at all-time highs
> Americans can't afford to buy homes
> Wages that can't keep up
> Credit card debt at RECORD levels
> Consumer savings rate near zero
> Social Security running out faster than projected
> Bond market flashing red
> Stock market is propped up by 7 companies
> Escalating conflict in the Middle East

2026-03-02 17:09:12 CET

My credit score dropped when I paid off my car.
My credit score dropped when I paid off my student loans.
Credit agencies told me: "You should get more loans to increase your credit score."
The system punishes you for not owing any money.
They want you in debt forever.
Credit scoring is one of the biggest scams.

2026-02-25 19:43:31 CET

OpenAI’s planned cash burn is insane...
Tesla burned $9.3B before turning profitable.
Netflix burned $11.1B before turning profitable.
Uber burned $11.2B before turning profitable.
OpenAI plans to burn $218B.
I’m sure everything is fine.
https://files.mastodon.social/media_attachments/files/116/132/741/603/337/337/original/6018a03fca123396.png

2026-02-17 01:39:01 CET

Married and own a home by 30 years old in the US
1960: 52%
1970: 48%
1980: 45%
1990: 43%
2000: 35%
2010: 25%
2025: 12%
I’m sure everything is fine.

2026-01-27 23:11:43 CET

Just a generation ago in the United States, our parents could afford homes, cars, college, 2-3 children, annual vacations, and then retire on a middle-class salary. What happened?

2026-01-22 00:38:21 CET

My hospital bill that was $10k, I asked for an itemized receipt and ended up paying $500. American healthcare is a SCAM.

2026-01-12 17:55:59 CET

There are currently no states in the US where a full-time worker earning minimum wage can afford a two-bedroom apartment, per the National Low Income Housing Coalition.

2025-12-26 00:37:36 CET

Imagine you win the $1.8 Billion Power Ball jackpot and suddenly you're the only billionaire getting properly taxed

2025-12-23 16:22:18 CET

Not to be overdramatic but if the price of houses had risen at the same rate as median income since 1970 then a house in 2025 would cost an average of $138,000.

2024-08-12 06:19:46 CEST

From age 20-50, I can't stress this enough:
https://files.mastodon.social/media_attachments/files/112/947/093/973/622/464/original/bcfd1f4fea9d4cb6.png

2024-03-05 02:46:59 CET

Finance terms explained for kids:
https://files.mastodon.social/media_attachments/files/112/040/545/857/027/988/original/0b1f6c980632b8e4.png

2024-02-11 03:03:26 CET

Never let a job steal your life.
The company you work for is not your family, you don't owe a job anything beyond the work you're being paid for.
Prioritize your well-being over misplaced loyalty, and never feel guilty about leaving a job.
Companies aren't families, they're businesses. It's a business relationship and their goal is to make money.
If they can make more money by laying you off, they will.
If you have an opportunity to better yourself, never feel guilty about taking it.
https://files.mastodon.social/media_attachments/files/111/910/375/545/521/129/original/84e09b4d18a32929.png